MORTGAGE PRODUCTS
OUR SERVICES
THE BASICS
Reel Home Loans offers a diverse range of financing solutions tailored to your unique homeownership goals.
From conventional and government-backed loans to specialized options like physician loans and HELOCs, our products are designed to make your dream home a reality.
BRIDGE
Reel Home Loans' Bridge Loan is a short-term loan using home equity to fund a new home purchase before selling your current one. It enables non-contingent offers but must be repaid upon sale or loan end.
HELOC
Reel Home Loans' HELOC lets homeowners borrow against home equity up to 85-90% of its value, with flexible draws, variable rates, and interest-only payments during the draw period.
PHYSICIAN
Reel Home Loans' Physician Loan offers medical professionals low/no down payment, competitive rates, and flexible terms, accommodating student debt and irregular income for easier home buying.
CONVENTIONAL
Reel Home Loans' Conventional Loans offer fixed- or adjustable-rate mortgages for home purchases or refinances. With 15 to 30-year terms, as low as 3% down, and competitive rates, they suit borrowers with strong credit, following Fannie Mae/Freddie Mac guidelines.
GOVERNMENT
Reel Home Loans’ VA Loans offer veterans, service members, and surviving spouses no down payment, no mortgage insurance, and competitive rates. FHA Loans, ideal for first-time buyers, require 3.5% down with flexible credit terms. Both provide fixed- or adjustable-rate options.
JUMBO
Reel Home Loans’ Jumbo Loans are perfect for financing homes that exceed conforming loan limits, with down payments as low as 10%. Enjoy competitive rates, flexible credit requirements, and the choice of fixed- or adjustable-rate options—ideal for those buying in high-cost markets.
MAKE MEMORIES
SPECIALIZED PRODUCTS
In addition to core programs, Reel Home Loans also offers a range of specialized products to meet unique financial needs, including:
- ARM loans
- One-Time Close construction loans
- Interest-Only Jumbo options
- Self Employed 12 Month Bank Statement
- Investor/LLC
- Graduate Programs
- Temporary Rate Buydowns
As a first-time homebuyer in Central Ohio, trust Reel Home Loans’ compassionate and knowledgeable owner, a chameleon who adapts to your needs with fast, reliable service.
With an average 6-day clear-to-close, 550+ reviews, 13+ years of experience, and an ~85% offer acceptance rate, we offer tailored solutions for homebuyers in Centra Ohio.
