MORTGAGE PRODUCTS

Doctor Loan Program with Real Flexibility

Designed for doctors and medical professionals ready to buy with confidence, our physician loan program makes homeownership possible sooner with flexible, career-friendly guidelines.


Highlights

  • 0% down payment options
  • Loan amounts up to $2 million
  • No PMI
  • Fixed and adjustable-rate choices
  • Departing residence debt exclusion options for current homeowners
  • No timeline restrictions on career history


Whether you are in residency, fellowship, or established in practice, we understand your path and structure financing around your future earning potential.

APPLY NOW
A person is writing on a piece of paper with a pencil.

OUR SERVICES

THE BASICS

Reel Home Loans offers a diverse range of financing solutions tailored to your unique homeownership goals.


From conventional and government-backed loans to specialized options like physician loans and HELOCs, our products are designed to make your dream home a reality.

A black and white drawing of a bridge over a river.

BRIDGE

Reel Home Loans' Bridge Loan is a short-term loan using home equity to fund a new home purchase before selling your current one. It enables non-contingent offers but must be repaid upon sale or loan end.

APPLY NOW

HELOC

Reel Home Loans' HELOC lets homeowners borrow against home equity up to 85-90% of its value, with flexible draws, variable rates, and interest-only payments during the draw period.

APPLY NOW
A black and white drawing of a doctor with a stethoscope around his neck.

FHA

Reel Home Loans’ FHA Loans are ideal for first-time buyers, offering just 3.5% down with flexible credit guidelines. Choose from fixed- or adjustable-rate options to fit your budget and long-term plans.

APPLY NOW
A black and white drawing of a bridge over a river.

CONVENTIONAL

Reel Home Loans' Conventional Loans offer fixed- or adjustable-rate mortgages for home purchases or refinances. With 15 to 30-year terms, as low as 3% down, and competitive rates, they suit borrowers with strong credit, following Fannie Mae/Freddie Mac guidelines.

APPLY NOW

VA

Reel Home Loans’ VA Loans help veterans, active-duty service members, and eligible surviving spouses buy with no down payment, no mortgage insurance, and competitive rates. Fixed- and adjustable-rate options available.

APPLY NOW
A black and white drawing of a doctor with a stethoscope around his neck.

JUMBO

Reel Home Loans’ Jumbo Loans are perfect for financing homes that exceed conforming loan limits, with down payments as low as 10%. Enjoy competitive rates, flexible credit requirements, and the choice of fixed- or adjustable-rate options—ideal for those buying in high-cost markets.

APPLY NOW
A black silhouette of a house on a white background.

MAKE MEMORIES

SPECIALIZED PRODUCTS

In addition to core programs, Reel Home Loans also offers a range of specialized products to meet unique financial needs, including:


  • ARM loans
  • One-Time Close construction loans
  • Interest-Only Jumbo options
  • Self Employed 12 Month Bank Statement
  • Investor/LLC
  • Graduate Programs
  • Temporary Rate Buydowns


As a first-time homebuyer in Central Ohio, trust Reel Home Loans’ compassionate and knowledgeable owner, a chameleon who adapts to your needs with fast, reliable service.


With an average 6-day clear-to-close, 550+ reviews, 13+ years of experience, and an ~85% offer acceptance rate, we offer tailored solutions for homebuyers in Centra Ohio.

APPLY NOW